Products and Services
Our focus is to put you in a position of strength to live your dreams and secure your financial goals. It starts with our forward thinking business structure that includes a great line of products and services backed by some of the most financially sound insurance and financial companies. We believe that our careful guidance and these services will provide you with peace of mind and a secure financial future.
Designed to provide protection against life uncertainties
- Key Man Insurance
- Overhead Expense Insurance
- By / Sell Agreement Funding with Life and Disability Insurance
- Life Insurance
- Disability Income Insurance
- Long Term Care
Investment Advisory Service
Individual and business planning designed to address the unique financial goals and retirement expectations of each client ;
- Mutual Funds
- Annuities (Fixed, Variable, Fixed-Indexed)
Wealth Management Service
To help with succession planning and wealth transfer. We provide this professional service to assist
our clients wishing to insure a desired transfer of accumulated assets. We are able to accomplish this for individuals and business’s using specific financial and insurance products.
Tax Advantage Systems
Our process provides an in depth look at individual and / or business tax liability to determine which appropriate and legal strategy should be used to potentially help reduce or defer taxes.
Essential Capital Management and QCC/QAM do not provide tax or legal advice. Please consult a qualified professional for assistance with any tax or legal implications of investing.